California Auto Insurance

Lancaster, Wilmington, and Signal Hill

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Driving without insurance in California can result in serious consequences, including fines, license suspension, and even legal action. Getting into an accident without auto insurance can also leave you responsible for damages, medical bills, and other expenses out of pocket.

With the right auto insurance policy, you can protect yourself financially and legally. 

That’s what we do at Maggie’s A-1 Insurance Services.

We provide a range of California auto insurance options, including liability coverage, collision coverage, comprehensive coverage, and uninsured motorist coverage. Our policies help cover costs associated with property damage, bodily injury, and other expenses that may arise after an accident.

Contact us for a free quote and secure your California auto insurance today.

We have offices in Lancaster, Wilmington, and Signal Hill.

Maggie’s A-1 Insurance Services

Services

The car you drive, your driving record, and your budget all play a role in deciding which coverage options are suitable for you when you’re shopping for car insurance. Here’s what we offer:

Auto Liability Coverage

Our auto liability insurance covers a minimum coverage for injury or death to one person, bodily injury liability, and property damage liability. Call us to know more.

Collision Coverage

Collision coverage comes into play when your vehicle collides with another vehicle, covering the expenses for the damage incurred.

Comprehensive Coverage

Comprehensive car insurance covers expenses for repairing or replacing your vehicle due to non-collision incidents like theft, vandalism, fire, flood, hitting an animal, and falling trees.

Uninsured Motorist Coverage

There are two types of Uninsured Motorist Coverage to consider when choosing your car insurance:

  1. Uninsured Motorist Bodily Injury Coverage: This coverage provides protection in the event of an accident with an uninsured driver, covering the cost of your injuries up to your chosen limit.
  2. Uninsured Motorist Property Damage Coverage: This coverage helps pay for the repairs to your vehicle if you have an accident with an uninsured driver (availability may vary by state).

Medical Payments Coverage

Medical Payments Coverage, or Medpay, covers your and your passengers’ initial medical expenses after an accident, regardless of who was at fault.

Car Rental Reimbursement Coverage

In the event of a covered accident, rental car reimbursement provides coverage for the cost of a rental car until your car is fixed.

FAQs

What types of auto insurance policies do you offer in California?

We offer different auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, uninsured motorist coverage, medical payments, and car rental reimbursement coverage.

How can I get a quote for California auto insurance?

We’re here for you 24 hours a day, 7 days a week. The quickest way to contact us is through 562-371-1303 or you can visit us at 109 E Anaheim St Wilmington Ca 90744. We serve Lancaster, Signal Hill, Wilmington, and beyond.

What factors are used to determine rates for California auto insurance?

The insurance premium you pay for auto insurance is influenced by various factors, including your vehicle, driving behavior, demographics, coverage, limits, and deductibles, such as age, anti-theft features, and driving history. Whether you’re looking for Lancaster auto insurance, Wilmington auto insurance, or Signal Hill auto insurance.

What factors are used to determine rates for California auto insurance?

The insurance premium you pay for auto insurance is influenced by various factors, including your vehicle, driving behavior, demographics, coverage, limits, and deductibles, such as age, anti-theft features, and driving history. Whether you’re looking for Lancaster auto insurance, Wilmington auto insurance, or Signal Hill auto insurance.

Is auto insurance required in California?

Yes. To ensure compensation for any injury or property damage caused by your vehicle, California law requires all vehicle owners to show financial responsibility, which is commonly done through purchasing auto liability insurance. This law mandates that all drivers and vehicle owners carry evidence of their financial responsibility while driving.

Can I bundle my auto insurance policy with other types of insurance?

Yes. Bundling insurance means purchasing multiple insurance policies, such as car, home, motorcycle, life, boat, or recreational toys, from a single insurance provider, thereby consolidating all of your policies in one place and simplifying the insurance process. Call us today to know what we can do for you.

What should I do if I’m involved in an accident in California?

If you got involved in an auto accident in California, move first to a safe position (if you can). Call 911 and evaluate your injuries. Identifying and talking to witnesses, exchanging information, and reporting the accident to the insurance company are also a must. See a medical professional and seek advice from an experienced car accident attorney to protect your legal rights.